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What is European Breakdown Cover?

European Breakdown Cover, as it suggests specialises in providing cover for your vehicle whilst driving in Europe.

Breakdowns are stressful at the best of times, but when you’re in a foreign country that you don’t know well and can’t speak the language, getting stuck without cover in place can be a nightmare.

European breakdown cover from CBC helps to reduce the worry and stress affiliated with breaking down whilst on holiday.

Our Assistance Partners use networks of thousands of professional breakdown assistance providers and garages across Europe to help you out when you need it most.

European Breakdown Cover is split into two different types of policies, it’s important you choose the best one for you as it could end up saving you quite a bit of money.

Single Trip European Breakdown Cover

This is the right breakdown cover for you if you’re just travelling abroad as a one-off. Your cover will only be live for the duration of your trip and can only be covered for a maximum of 90 days, so if your trip lasts longer than that then you’ll need annual cover instead.

To find out more about this cover, head to our Single Trip European Breakdown page for all the info.

Annual European Breakdown Cover

If you think you’ll be travelling abroad more than once or twice a year, then you’ll likely be saving money with annual European breakdown cover.

With our annual cover, you only have to pay once a year and with our auto-renewal system in place, you can sit back and relax, knowing that every year, you’ll be covered no matter what.

Simply click get quotes and select annual cover to see if it makes more sense for you to take up this cover.

Which Countries will I be Covered in?

We have different levels of cover that refer to certain parts of Europe. Our most affordable European cover applies only to Western Europe and includes the following places:

Andorra, Austria, Belgium, The Channel Islands, Denmark, Finland, France, Germany, Gibraltar, Isle of Man, Italy, Liechtenstein, Luxembourg, Malta, Monaco, Netherlands, Norway, Portugal, Republic of Ireland, San Marino, Spain, Sweden, Switzerland and the UK.

Our more comprehensive European cover can cover you in Eastern Europe as well, with this you’ll be covered in the following places:

Andorra, Austria, Albania, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, The Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Netherlands, Montenegro, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Serbia, Spain, Slovak Republic, Slovenia, Sweden, Switzerland and the UK.

European Breakdown Cover can include everything that UK breakdown cover does plus some handy extra benefits that you may need whilst abroad.

Roadside Assistance

As with other types of breakdown cover, in the first instance you will be offered assistance by the roadside in order to try and get your vehicle going before anything else. So whether you’re driving past the Fjords in Norway or the Amalfi Coast in Italy, help will be at hand.

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Onward Travel

If you’re waiting around for your vehicle to be fixed, our European policy will reimburse you the cost of onward public or private transport to your desired destination, making sure your holiday continues even if your car can’t.

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Hire Car Cover

Another helpful aspect of our European breakdown cover is the option of a hire a car to continue your journey. Our policies will reimburse you up to £750 for this, so even though your car may be stuck in a garage, and if you need to get to your destination, you can still keep your holiday moving.

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Alternative Accommodation

Sometimes it can take longer than usual to fix your car, especially if the necessary part isn’t immediately available. If this is the case, then the cost of overnight accommodation will be reimbursed to you up to £75 per passenger.

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Repatriation

If your vehicle is unable to be fixed at a garage, then in extreme circumstances during a claim, you will be offered vehicle repatriation as an option. This means transporting your vehicle back home so it can be fixed in the UK. The costs incurred in transporting your vehicle home will be reimbursed to you should it come to this.

Motorway Fees

If you breakdown on certain European motorways or major public roads, you will often need to obtain assistance via the SOS phones. The local services will tow you to a place of safety. The downside to this is that you will have to pay them for this immediately. But not to worry, our European breakdown policies reimburse you up to £150 for this, meaning you won’t be out of pocket. You can then you can contact your assistance provider for further help.

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What do I do if I Breakdown in Europe?

Wherever it happens, breaking down abroad is far from an ideal scenario. Just remember that help is at hand.

As we use different insurance partners, it’s important you know which provider you have for your policy. You can check this on your certificate of insurance. Once you know your assistance provider, you can phone their breakdown assistance number and they’ll talk you through the rest.